Finding the Right Home Health Care Agency: How Much Will This Cost?

Part of the concern that many people have when it comes to allowing a home health care agency to take care of their elderly relatives is how they will pay for it. Some people are much better equipped to handle their later years because they saved money or have some kind of a pension program that will allow them to pay for their own health care. However, others have to rely on income from family members or government agencies. This is why it's important to choose a home health care agency that can help you navigate the tricky waters of budgeting for elderly care.

The first important factor to take into consideration is speaking with the home health care agency to see if they can offer any support or advice about whether Medicare or Medicaid will pay for any portion of the person's care. There are so many variables to consider such as whether or not it will be considered long or short term care. Will it be rehabilitative (physical therapy or speech therapy) or medically necessary (care that must be provided by a Registered Nurse).

If the expenses do not fit into the Medicare services, than you may have out of pocket expenses. However these costs could also be paid for by long term insurance. Most people who need additional care or assistance (that isn't covered by Medicare) choose to hire a private pay home care provider, OR they move into an assisted living or nursing home.

Remember to consider the expenses from the agency as well. You can ask questions as to the their fees including if there are any additional costs for weekends, holidays or other business hours.

Another important consideration is who pays the worker's Social Security and whether or not the company provides worker's compensation just in case there is an injury in the home while the employee is providing care. You also want to understand their billing procedure and whether or not you pay the worker or the agency directly. They should also be able to tell you if the agency bills Medicare or any other insurance directly for the covered services.

When discussing the hours the home health care worker will work in the home, make sure you know whether or not there are a minimum number of hours or days per week that are required by the agency. In essence, you want to know if there are going to be any unexpected fees or extra charges that may come up.

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Finding the Root of an Issue With EFT: Low Self Esteem

Many times, when we're working on an issue with a lot of emotional pain-or physical pain-and it's not clearing, it can be because we're not being specific enough. You can look at it like peeling an onion, except this onion has a treasure in the very center-the core issue. If you stay on the level of the peel or the outer layers, you don't get to the treasure, and the issue doesn't get resolved.

Low Self Esteem

For example, "low self esteem" can be seen as an "umbrella" that spans over a number of core events. Anyone with low self esteem knows it's real and knows when they're feeling it. However, in any kind of psychotherapy, including EFT (Emotional Freedom Techniques), if we stay with just talking about or EFT Tapping on "low self esteem," nothing seems to change-or the change is very slow.

What Does Low Self-Esteem Consist of?

Let's start by peeling one layer off the onion, going from the umbrella to what low self esteem may be made up of? Just guessing, here are some possibilities:
I feel like I'm often wrong in how I think or what I say or how I actI feel like I AM wrong or bad, in my essenceI put myself down a lot; self criticismI feel ashamedI feel that I shouldn't have been bornI imagine others thinking badly of meI believe I can't do anything right, or that I often fail at what I try

An EFT Concept: Getting to the Core Issue

Zooming in on the above points, we can get to the core issue, through core events. Just picking one from above-"I feel ashamed"-let's think about when you tend to feel that way. Some possibilities:
When I make a mistake at work and my boss noticesWhen I slip on the ice and fallWhen my hair doesn't work out right in the morningWhen a friend tells me I don't care about them because I didn't notice something about themWhen my spouse or partner gets angry because I didn't respond correctly when they told me something about themselvesAnd on and on and on

Now we're getting to something more specific!

Getting to the Core Event

Usually with something as big as self esteem, it started in childhood, with specific childhood trauma, specific childhood events, or patterns of events. So, picking one of the things from above--let's say, your spouse or partner getting angry-ask yourself, when have I felt this specific kind of shame around someone getting angry when I didn't listen or respond correctly? For example, I've had clients whose parent suddenly got angry and told them they were selfish or purposely rebellious or bad. The child had no idea what she/he had done. When we go back to the event, it often turns out that the parent was often in a bad mood and the child happened to be there and didn't help them with whatever was bothering them. So they yelled at the child, putting them down for not noticing that the floor was dirty. Or the child needed something when the parent was trying to sleep or whatever. In any case, it usually had little or nothing to do with what the child was doing. Nor could the child-because it was a child-solve whatever was bothering the parent. You can see that childhood emotional abuse creates long-term emotional pain.

Criticism Creates Shame Creates Low Self Esteem

Nevertheless, this kind of criticism and shaming creates what we experience as the umbrella, low self esteem. Each time it happens is lumped onto the other times and now, whenever something happens that has even a flavor of the specific emotional pain that was created in the original events, the shame and low self esteem is there in the same intense way it was in childhood.

EFT Tapping Can Heal Low Self Esteem

When you can get to core events and use EFT Tapping on the feelings that arise when you remember specific parts of specific events, you're actually working on a core issue.Often, it will resolve and your day-to-day life will change. It's amazing how such horrible experiences as childhood sexual abuse, childhood physical abuse or other trauma that contributes to low self-esteem can often be healed relatively working with a psychotherapist that is adept at EFT.

Zoe Zimmermann, MA, LPC is a Certified EFT Practitioner and long-time licensed psychotherapist. She uses EFT Tapping as her modality for fast breakthroughs with core issues and specializes in clients who suffer with PTSD from accidents, surgeries, abuse, dysfunctional family dynamics, other traumas and physical pain.

EFT is an exceptionally effective energy psychology and alternative therapy, where EFT Tapping on acupuncture meridian pressure points is used to take emotional charge out of traumatic and painful memories and experiences, often alleviating pain.

Zoe conducts in-person, phone or Skype sessions. Schedule a session now by calling 303-444-1195 or visit Zoe Zimmermann's website.

Article Source: http://EzineArticles.com/?expert=Zoe_Zimmermann

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